Ohio Department of Insurance Consumer Services

Severe weather can strike at any time of the year. Be it floods, thunderstorms, tornadoes or blizzards, it’s important that Ohioans are prepared to deal with severe weather when it happens. This toolkit is designed to give you tips on how to prepare your home, business and automobile for severe weather. It also provides tips on how to work with your insurance company to deal with damage to your property and belongings caused by severe weather. Information in this toolkit was gathered from the Federal Emergency Management Agency (FEMA), the National Flood Insurance Program (NFIP) and the National Association of Insurance Commissioners (NAIC).

Ohioans who have questions about their insurance policy as it pertains to severe weather are encouraged to call our consumer hotline at 1-800-686-1526. Our consumer services staff is available Monday through Friday, 8 a.m. to 5 p.m. to help you with your concerns.

Severe Weather Links and Information

• Ohio Insurance Institute Insurance Company Contact List
• ODI Tip Sheet - Winter Safety
• ODI Tip Sheet - Severe Weather
• National Oceanic and Atmospheric Administration (NOAA)
• The Weather Channel
• Ohio Committee for Severe Weather Awareness
• Insure U
• Disaster Preparedness Public Service Announcement
  

Flood Insurance Links and Information
Floods affect all 88 Ohio counties and cause millions of dollars in damage to home owners and business owners alike. Many of these dollars can be recovered through flood insurance. The following links will provide you with information about flood insurance, including how to obtain flood insurance, how to file a flood insurance claim and how to appeal a flood insurance claim. The Ohio Department of Insurance is available at 1-800-686-1526 to help answer any questions you may have about flood insurance.

Links

• ODI's Flood Insurance 101
• Federal Emergency Management Agency (FEMA)
• The National Flood Insurance Program (NFIP)
• Ohio Committee for Severe Weather Awareness
• Insure U

FEMA/NFIP Tip Sheets

• After the flood
• Filing a claim
• Appealing a claim
• NFIP Summary coverage
• Managing your claim
• NFIP Flood Insurance handbook

Business Interruption Links and Information

• Insure U for Small Business